The Corlan Debt Comp Report, Q3 2026 | Corlan Market Intelligence
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The Corlan Debt Comp Report, Q3 2026

Spread by property type, sourced against the 10-year at 4.25%. Published quarterly, starting from market benchmarks and replaced with our own placements as volume accumulates.

THE CORLAN DESK · UPDATED 31 AUGUST 2026 · 9 MIN READ · SOURCE: CRED IQ, APRIL 2026 BASELINE
KEY TAKEAWAYS
  • Baseline spreads against the 10-year (CRED iQ, April 2026): multi-family 154 bps, industrial 162, retail 176, office 220.
  • Office sits roughly 66 bps wider than multi-family. Retail and industrial have converged toward multi-family as credit performance held.
  • All four property types tightened year over year: multi-family -18 bps, industrial -12, retail -17, office -17.
  • This edition starts from market data, labeled as such. Future editions replace each cell with our own closed placements as sample size allows.

Why we're publishing this

Nobody publishes a debt comp for the middle market. Trade press covering CRE debt quotes CBRE and CRED iQ because there's no alternative at this size. We size and place deals in this range every week; this report is the number we'd want if we were the one reading it.

SPREAD OVER THE 10-YEAR, BY PROPERTY TYPE · Q3 2026
MULTI-FAMILY
154 bps
5.79% · −18 bps YoY
INDUSTRIAL
162 bps
5.87% · −12 bps YoY
RETAIL
176 bps
6.01% · −17 bps YoY
OFFICE
220 bps
6.45% · −17 bps YoY
Source: CRED iQ, April 2026, against the 10-year at 4.25%. Market baseline; will be replaced with Corlan's own closed-placement data as volume accumulates, cell by cell.

What the convergence means

Retail and industrial have moved toward multi-family's spread as credit performance held across the cycle. Office remains the outlier, 66 bps wider than multi-family, which is the lending market's own verdict on where uncertainty still sits.

"We're not publishing this to prove a point. We're publishing it because we have the sample size and nobody else at this deal size does."

How this gets more useful every quarter

Each cell here is either a market baseline, clearly labeled, or a number drawn from our own closed placements. The mix shifts toward our own data every quarter. That's the whole point: the number gets more specific to this market, not less, as it ages.

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